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$610,000
31 Days On Site

3644 N Hiawatha Terrace
Crystal River, FL 34428

For Sale|Single Family Residence|Active
3
Beds
2
Total Baths
2
Full Baths
1,680
SqFt
$363
/SqFt
1980
Built
Subdivision:
Indian Waters
County:
Citrus
3644 N Hiawatha Terrace3644 N Hiawatha Terrace3644 N Hiawatha Terrace3644 N Hiawatha Terrace
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A rare waterfront canal residence with personal dock in one of Crystal River’s most established boating neighborhoods. This 3-bedroom, 2-bath home offers a refined coastal lifestyle anchored in direct water access, thoughtful design, and long-term ownership confidence. The kitchen features granite countertops, modern appliances, and a clean, functional layout excellent for both everyday living and entertaining. Major systems including AC, water heater, plumbing, and sewer connection have been updated to support comfort, efficiency, and reliability. The home presents as curated, complete, and ready to enjoy, balancing modern reliability with authentic coastal character. The dock provides effortless access to Crystal River’s waterways, Gulf boating, fishing, and year-round manatee encounters. Kayaks convey, reinforcing a lifestyle centered on daily water access rather than occasional recreation. While the property offers income flexibility, it is positioned foremost as a waterfront lifestyle asset suited for full-time living, second-home ownership, or hybrid use. This is not simply a waterfront home. It is a waterfront position.

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Listing Snapshot
Price 
$610,000
Days On Site 
31 Days
Bedrooms 
3
Inside Area (SqFt) 
1,680 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.24 Acres
Year Built 
1980
MLS® Number 
851407
Status 
Active
Property Tax 
$5,654.2
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
a month agoListing first seen on site
a month agoListing updated with changes from the MLS®
General Features
Acres 
0.24
Attached Garage 
Yes
Foundation 
Slab
Garage 
Yes
Garage Spaces 
2
Parking 
PavedAttachedDrivewayGarage
Parking Spaces 
2
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)
Sewer 
Public Sewer
Special Circumstances 
Standard
SqFt Total 
2376
Style 
MultiLevel
Water Source 
Public
Zoning 
CLR
Interior Features
Appliances 
DishwasherElectric OvenRefrigeratorWater Heater
Cooling 
Central Air
Fireplace 
Yes
Fireplace Features 
Wood Burning
Flooring 
Tile
Heating 
Heat Pump
Interior 
High Speed Internet
Window Features 
BlindsWindow Treatments
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Exterior Features
Construction Details 
FrameWood Siding
Exterior 
Dock
Lot Features 
Rectangular LotWaterfront
Pool Features 
None
Road Frontage 
County Road
Roof 
Metal
Waterfront 
Yes
Waterfront Features 
Ocean AccessRiver AccessCanal AccessWaterfrontCanal Front
Windows/Doors 
BlindsWindow Treatments
Community Features
Financing Terms Available 
CashConventionalVA Loan
MLS Area 
15
Roads 
Paved
Schools
School District
Unknown
Elementary School
Crystal River Primary
Middle School
Crystal River Middle
High School
Crystal River High
Listing courtesy of Lindsey Miller of Plantation Realty, Inc.



Listing information is provided by Participants of the REALTORS Association of Citrus County MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2026, REALTORS Association of Citrus County MLS.
Last checked: 2026-03-03 08:45 AM UTC

Neighborhood & Commute
Source: Walkscore
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